Apply for Used Car Finance Online 

5 simple steps to start your finance journey

Apply Now

Welcome to our VWFS Used Car Finance
Application Portal

With just a few simple steps you can start your finance journey1 with VWFS and be on the road to purchasing your next used vehicle. 

Options available for PCP and HP, giving you the ultimate flexibility to find the ideal finance for your car.

The purpose of this application is to gather relevant information about you, allowing us to begin an application for finance which will be followed up by your prefered Dealer.

  1. Step 1 - Select your prefered Volkswagen Group Brand below

    You can can choose to submit an online application for any vehicle from our brands; Volkswagen, Audi, ŠKODA, SEAT and Volkswagen Commercial Vehicle.
  2. Step 2 - Provide us with some personal details using the form below

    Let us know a little bit more about you so that we can assess your application for credit.
  3. Step 3 - Your Vehicle and Finance Details

    Tell us more about the vehicle you want to finance and how much you would like to borrow.
  4. Step 4 - Submit your application and we'll be in touch

    Once you submit your application, one of our specialist finance consultants will be in touch to complete your full application before it goes to our underwriting team for a credit decision.
  5. Step 5 - Dealer Contact

    Once your application has been reviewed we will contact you with the next steps. We will pass your details onto your preferred Dealer who will continue the application process with you.

Click on the Brand of vehicle that you would like to finance.

What products can I begin an application for online?

Enjoy a finance package with real flexibility and lower monthly payments.

PCP

Now you can get PCP finance on a used car or van with Volkswagen Financial Services from 3.9% APR. Choose your deposit percentage of up to 30%. Enjoy a fixed monthly payment that makes budgeting easy. Then at the end of your contract you have 3 options.

Hire Purchase

With HP Finance, choose from longer payment terms of up to 5 years, and choose a deposit percentage of up to 30% . With a fixed interest rate for the duraction and fixed repayments for ease of cash flow and budgeting, you become the owner of the vehicle.

Warning: You may have to pay charges if you pay off a hire-purchase agreement early.

Warning: If you do not meet the repayments on a hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.