Used Car Finance

Welcome to our VWFS Used Car Finance
Application Portal

With just a few simple steps you can start your finance journey with VWFS and be on the road to purchasing your next used vehicle. 

Options available for PCP and HP, giving you the ultimate flexibility to find the ideal finance for your car.

The purpose of this application is to gather relevant information about you, allowing us to begin an application for finance which will be followed up by your prefered Dealer.

What products can I begin an application for online?

Enjoy a finance package with real flexibility and lower monthly payments.

PCP

Now you can get PCP finance on a used car or van with Volkswagen Financial Services from 3.9% APR. Choose your deposit percentage of up to 30%. Enjoy a fixed monthly payment that makes budgeting easy. Then at the end of your contract you have 3 options.

Hire Purchase

With HP Finance, choose from longer payment terms of up to 5 years, and choose a deposit percentage of up to 30% . With a fixed interest rate for the duraction and fixed repayments for ease of cash flow and budgeting, you become the owner of the vehicle.

HP Example: Volkswagen Caddy Business 75BHP. On The Road Price €24,540 Deposit [/ Part Exchange] €7,161.42. 60 monthly payments of €339.00. Fixed Annual Percentage Rate (APR) 6.90%. Total cost of credit €3,111.42 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

PCP Examples: Skoda Fabia 1,0 MPI 65 hp 5-speed. OTRP €20,990. Deposit [/ Part Exchange] €6,332.67. 48 monthly payments of €189.00. APR 4.90%. Optional Final Payment €7,634. Total Cost of Credit €2,198.67 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. Skoda Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

Volkswagen Polo Life 95 HP. OTRP €19,950. Deposit [/ Part Exchange] € 5,785.45. 48 monthly payments of €169.00. APR 6.90%. Optional Final Payment € 9,101. Total Cost of Credit € 3,198.45 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

Volkswagen Golf Life 110 HP. OTRP €26,995. Deposit [/ Part Exchange] €8,117.29. 48 monthly payments of €269.00. APR 6.90%. Optional Final Payment €9,775. Total Cost of Credit €3,959.29 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

Volkswagen Caddy Business 75BHP. OTRP €24,540. Deposit [/ Part Exchange] €7,197.94. 48 monthly payments of €269.00. APR 6.90%. Optional Final Payment €7,757. Total Cost of Credit €3,476.94 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

AUDI A3 Sportback SE 30 TFSI 110 PS 6-speed. OTRP €29,995. Deposit [/ Part Exchange] €9,000.17. 48 monthly payments of €299.00. APR 6.90%. Optional Final Payment €10,900. Total Cost of Credit €4,407.17 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. Audi Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

SEAT Ibiza 5dr 1.0TSi 95 SE V5. OTRP €17,900. [/ Part Exchange] € 5,399.73. 48 monthly payments of €159.00. APR 5.90%. Optional Final Payment €7,028. Total Cost of Credit €2,309.73 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. SEAT Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

CUPRA BORN HAT 45KWH 150 V1. OTRP €23,950. Deposit [/ Part Exchange] €7,016.37. 48 monthly payments of € 189.00. APR 5.90%. Optional Final Payment €11,007. Total Cost of Credit €3,295.37 including acceptance fee (€75) and completion fee (€75). Pricing correct as of 14/04/2025. CUPRA Financial Services Ireland Ltd. reserve the right to remove this offer at any time.

Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited, trading as Volkswagen Financial Services is regulated by the Central Bank of Ireland.Warning: You may have to pay charges if you pay off a hire-purchase agreement early.

Warning: If you do not meet the repayments on a hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.