Welcome to our VWFS Used Car Finance
Application Portal
With just a few simple steps you can start your finance journey with VWFS and be on the road to purchasing your next used vehicle.
Options available for PCP and HP, giving you the ultimate flexibility to find the ideal finance for your car.
The purpose of this application is to gather relevant information about you, allowing us to begin an application for finance which will be followed up by your prefered Dealer.
Click on the Brand of vehicle that you would like to finance.
What products can I begin an application for online?
Enjoy a finance package with real flexibility and lower monthly payments.
PCP
Now you can get PCP finance on a used car or van with Volkswagen Financial Services. Choose your deposit percentage of up to 30%. Enjoy a fixed monthly payment that makes budgeting easy. Then at the end of your contract you have 3 options.
Hire Purchase
With HP Finance, choose from longer payment terms of up to 5 years, and choose a deposit percentage of up to 30% . With a fixed interest rate for the duraction and fixed repayments for ease of cash flow and budgeting, you become the owner of the vehicle.
Typical Hire Purchase (HP) Example:
Volkswagen Caddy TDI 75 Business. On The Road Price (OTRP) €23,750.00 Deposit [/ Part Exchange] €7,362.50. 48 monthly payments of €394.06. Fixed Annual Percentage Rate (APR) 7.90%. Total cost of credit €2,677.42 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.
Typical Personal Contract Plan (PCP) Examples:
Volkswagen Polo 95 HP Life. On The Road Price (OTRP) €22,945.00. Deposit [/ Part Exchange] €7,112.95. 48 monthly payments of €240.63. Fixed Annual Percentage Rate (APR) 6.90%. Optional Final Payment €7,342.40. Total Cost of Credit € 3,210.45 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.
Volkswagen Golf 110 Life. On The Road Price (OTRP) €27,950.00. Deposit [/ Part Exchange] €8,664.50. 48 monthly payments of €293.80. Fixed Annual Percentage Rate (APR) 6.90%. Optional Final Payment €8,944.00. Total Cost of Credit €3,910.85 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026. Volkswagen Financial Services Ireland Ltd. reserve the right to remove this offer at any time.
AUDI A3 Sportback SE 110 SE. On The Road Price (OTRP) €29,995.00. Deposit [/ Part Exchange] €9,298.45. 48 monthly payments of €299.21. Fixed Annual Percentage Rate (APR) 6.90%. Optional Final Payment €10,498.25. Total Cost of Credit €4,313.95 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026. Audi Financial Services reserve the right to remove this offer at any time.
Škoda Fabia 65 HP AMB. On The Road Price (OTRP) €18,750.00. Deposit [/ Part Exchange] €5,812.50. 48 monthly payments of €166.26. Fixed Annual Percentage Rate (APR) 6.90%. Optional Final Payment €6,750.00. Total Cost of Credit €1,942.87 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026. Škoda Financial Services reserve the right to remove this offer at any time.
SEAT Ibiza 80 SE. On The Road Price (OTRP) €18,800. Deposit [/ Part Exchange] € 5,828.00. 48 monthly payments of €176.61. Fixed Annual Percentage Rate (APR) 3.90%. Optional Final Payment €5,828.00. Total Cost of Credit €1,483.33 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026 and valid until 30/04/2026. SEAT Financial Services Ireland reserve the right to remove this offer at any time.
CUPRA BORN HAT 58KWH 204. On The Road Price (OTRP) €26,031.00. Deposit [/ Part Exchange] €8,069.61. 48 monthly payments of €281.14. Fixed Annual Percentage Rate (APR) 4.90%. Optional Final Payment €6,768.06. Total Cost of Credit €2,451.57 including acceptance fee (€75) and completion fee (€75). Service Plan is not included in the price and can be purchased separately. Pricing correct as of 19/03/2026. CUPRA Financial Services reserve the right to remove this offer at any time.
Finance is provided by way of Hire Purchase Agreement from Volkswagen Financial Services Ireland Limited. Terms and conditions apply. Volkswagen Financial Services Ireland Limited is regulated by the Central Bank of Ireland.
Warning: You may have to pay charges if you pay off a hire-purchase agreement early.
Warning: If you do not meet the repayments on a hire purchase agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.